KLU 64110 - Central Bank

Pemetaan KBLI

• KBLI terkait: 64110

Deskripsi KLU

This group includes banking activities that have the authority and right of the government to issue and circulate legal tenders, formulate and implement monetary policy, manage foreign exchange reserves, maintain and maintain the stability of the rupiah value, regulate and supervise banking, carry out the function of lender ofv the last resort and act as a government banker. This group includes the activities of Bank Indonesia, a state institution that functions as a Central Bank. - - - 1159 64121 GOVERNMENT BANKS/STATE-OWNED ENTERPRISES/COMPANIES This group includes bank activities whose capital is wholly or most wholly owned by the state as stated in the applicable Law on SOEs. Government Banks/SOEs/Persero are a group of foreign exchange banks whose main activities are to collect public funds in the form of current accounts, deposits and savings in the form of rupiah and foreign exchange as well as redistribute their funds in the form of providing credit, and serving foreign transactions. - - - 1160 64122 LOCAL GOVERNMENT BANK (BPD) FOREIGN EXCHANGE This group includes bank activities whose all or most of the capital is owned by the local government as stated in the applicable laws and regulations and has obtained a letter of appointment from Bank Indonesia to be able to carry out banking business activities in foreign exchange and/or conduct banking transactions with foreign parties. - - - 1161 64123 NON-FOREIGN EXCHANGE LOCAL GOVERNMENT BANKS (BPD) This group includes bank activities whose capital is wholly or most wholly owned by the local government as stated in the applicable laws and regulations and conducts business activities in rupiah and/or conducts banking transactions with domestic parties. - - - 1162 64124 MIXED AND FOREIGN BANKS This group includes the activities of mixed banks and foreign banks, including the group of foreign exchange banks whose main activities are to collect public funds in the form of current accounts, deposits and savings in the form of rupiah and foreign exchange and redistribute their funds in the form of credit, and serve foreign transactions. A Mixed Bank is a bank established with a shareholder composition owned by banks domiciled abroad and banks domiciled in Indonesia. Meanwhile, a Foreign Bank is a Branch Office that has an address and domicile in Indonesia from a Bank domiciled abroad, established under foreign law and headquartered abroad, which is directly or indirectly responsible to the head office of the Bank concerned as stated in the applicable provisions of Bank Indonesia. - - - 1163 64125 NATIONAL PRIVATE COMMERCIAL BANK OF FOREIGN EXCHANGE This group includes banking activities owned by the national private sector that have obtained a letter of appointment from Bank Indonesia to be able to carry out banking business activities in foreign exchange and/or conduct banking transactions with foreign parties. - - - 1164 64126 NATIONAL PRIVATE COMMERCIAL BANK NON-FOREIGN EXCHANGE This group includes bank activities owned by the national private sector that can carry out banking business activities in rupiah and/or conduct banking transactions with domestic parties. - - - 1165 64127 PEOPLE’S CREDIT BANK (BPR) This group includes banking activities that only accept deposits in the form of savings and deposits and provide small-scale credit in the short term to the community. - - - 1166 6413 1 SHARIA COMMERCIAL BANKS This group includes banking activities that run their business with sharia principles, where the main activity is to collect community funds in the form of savings and shirkah whose rules follow Islamic sharia and redistribute the funds in the form of credit. Sharia Commercial Bank is a Sharia Bank that in its activities provides services in payment traffic. For example, Bank Muamalat. - - - 1167 64132 SHARIA PEOPLE’S FINANCING BANK (BPR) This group includes banking activities that carry out their business with sharia principles, which only accept deposits in the form of savings and shirkah and provide small-scale loans in the short term to the community by following Islamic law. Sharia People’s Financing Bank (BPR) is a Sharia Bank that in its activities does not provide services in payment traffic. - - - 1168 64133 SHARIA BUSINESS UNIT This group includes the activities of the work unit of the head office of a Conventional Commercial Bank that functions as the parent office of the office or unit that carries out business activities based on sharia principles, or the work unit at the branch office of a bank domiciled abroad that carries out business activities conventionally which functions as the parent office of the sharia sub-branch office and/or sharia unit. - - - 1169 64140 SAVINGS AND LOAN COOPERATIVES/SAVINGS AND LOAN UNITS This group includes cooperative businesses whose activities accept deposits and provide loans for their members. This also includes cooperatives that have savings and loan units. - - - 1170 64150 BAITUL MAAL WANTANWIL (BMT) This group includes other banking activities other than those covered in subheadings 6411 to 6414. For example, Baitul Maal WanTanwil (BMT). - - - 1171 64190 OTHER MONETARY BROKERAGE SERVICES The mi group includes the receipt of deposits and/or the closure of deposits and the provision of credit or loans. Credit assistance can take various forms, such as loans, loans with collateral, credit cards and others. Mi activities are generally carried out by financial institutions other than the central bank, such as financial intermediary services that are not classified elsewhere, such as loan sharks, credit unions, 05 current account activities and postal savings banks, special institutions that are authorized to provide credit for home purchases and also take deposits and money order activities.

Norma dan catatan pajak

• Norma 10 ibu kota provinsi: 62.5%
• Norma ibu kota provinsi lainnya: 62.5%
• Norma daerah lainnya: 62.5%
• Verifikasi silang dengan DJP sebelum filing pajak.

Tool terkait

• Kalkulator PPh 21 TER
• Tarif pajak

Mengapa KLU tidak boleh dibaca seperti KBLI

KLU adalah layer pajak, bukan klasifikasi usaha utama untuk semua keputusan operasional. Dalam praktiknya KLU dipakai untuk membaca norma, jalur pelaporan, dan konteks pajak, sedangkan KBLI dipakai untuk mendeskripsikan aktivitas usaha. Karena itu dua layer ini harus dibaca bersama, bukan dipertukarkan seolah-olah artinya sama.

Cara memakai halaman KLU dengan benar

Mulai dari deskripsi kegiatan usaha dan pastikan kode KBLI yang dipilih memang relevan. Setelah itu gunakan halaman KLU untuk membaca norma, catatan pajak, dan titik validasi ke DJP. Jika KLU yang tampil terasa terlalu umum, tim harus kembali ke aktivitas usaha inti dan memeriksa apakah mapping antar-layer sudah benar.

Risiko jika KLU dibaca terpisah

Bila KLU dibaca terpisah dari KBLI dan struktur usaha, hasilnya sering hanya menjadi angka norma tanpa konteks. Itu berbahaya untuk budgeting dan filing karena pengguna bisa merasa sudah memilih kode yang benar padahal deskripsi aktivitas, dokumen perusahaan, dan treatment pajaknya belum sinkron.

Sumber

Portal ini bersifat informasional. Konfirmasikan kewajiban akhir kepada instansi berwenang sebelum pengajuan, perizinan, penggajian, perpajakan, atau keputusan investasi. Lihat metodologi.